AI-powered learning English

English guide

IELTS Writing Task 2:
Digital Currency (Agree Disagree) — Band 6/7/8/9 Models

Exclusive IELTS Writing Task 2 sample answers for digital currency agree/disagree prompts. Band 6/7/8/9 models with expert scoring breakdowns and key vocabulary.

IELTS Writing Task 2: Digital Currency (Agree Disagree) — Band 6/7/8/9 Models | English AIdol Blog

What this guide covers

Search answer

What this page helps you decide

Exclusive IELTS Writing Task 2 sample answers for digital currency agree/disagree prompts. Band 6/7/8/9 models with expert scoring breakdowns and key vocabulary.

Focus Quick answer
Includes 2026 update
Best for Practical checklist
Next step Related practice
  1. Scan the direct answer first.
  2. Check examples or score rules.
  3. Open the related practice page.

IELTS Writing Task 2: Digital Currency (Agree Disagree) — Band 6/7/8/9 Models

Related guides:

Prompt: Some people believe that digital currencies like Bitcoin will replace traditional money in the future. To what extent do you agree or disagree?

Band 9 Model Answer

Thesis: While digital currencies offer compelling advantages, I firmly disagree with the notion that they will completely replace traditional money, due to persistent concerns about security and accessibility.

Bitcoin and other cryptocurrencies have undeniably gained traction, with their decentralized nature offering transparency and efficiency in transactions. Notably, businesses like Microsoft and Tesla have begun accepting these digital assets, signaling a paradigm shift in financial transactions. Furthermore, blockchain technology, which underpins most digital currencies, provides unparalleled security through its immutable ledger system.

However, I contend that traditional money remains indispensable. Primarily, digital currencies are vulnerable to cyber threats, as evidenced by numerous heists from cryptocurrency exchanges. For instance, the 2022 Ronin Network hack resulted in losses exceeding $600 million. Additionally, the ubiquity of cash cannot be overlooked, particularly in regions with limited internet access or among elderly populations who may find digital currencies daunting to navigate. Finally, governments worldwide rely on traditional banking systems for tax collection and economic regulation, making a complete transition to digital currencies improbable.

In conclusion, while digital currencies represent an innovative advancement, their replacement of traditional money is unlikely due to security risks and accessibility issues.

Scoring Breakdown:

  • Task Response (TR): Directly addresses the prompt with a clear position. Provides extensive supporting arguments.
  • Coherence and Cohesion (CC): Logical progression with advanced cohesive devices (e.g., 'Notably', 'However').
  • Lexical Resource (LR): Sophisticated vocabulary (e.g., 'unparalleled security', 'ubiquity').
  • Grammatical Range and Accuracy (GRA): Fluent complex sentences with minimal errors.

Band 8 Model Answer

Thesis: I partially agree that digital currencies may replace traditional money in certain contexts, but not entirely.

Digital currencies, such as Bitcoin, have become increasingly popular in recent years. One reason for this is that they allow for faster and cheaper cross-border transactions. For example, remittances sent via digital currencies can bypass high fees charged by traditional banks. Another advantage is the decentralization of these currencies, which reduces the risk of government manipulation or economic instability in countries with weak financial systems.

On the other hand, there are several reasons why traditional money will continue to be used. Firstly, many people, especially those in developing countries, do not have access to the technology required to use digital currencies. Secondly, digital currencies are often volatile, meaning their value can fluctuate dramatically within short periods. This unpredictability makes them unreliable for everyday transactions. Lastly, governments have the power to regulate traditional money, ensuring stability and consumer protection, which is currently lacking in the digital currency market.

In summary, while digital currencies offer benefits, such as speed and decentralization, traditional money will likely remain in use due to accessibility issues and regulatory concerns.

Scoring Breakdown:

  • Task Response (TR): Addresses the prompt with a partial position. Provides relevant supporting arguments.
  • Coherence and Cohesion (CC): Clear progression with appropriate cohesive devices (e.g., 'One reason', 'On the other hand').
  • Lexical Resource (LR): Wide range of vocabulary (e.g., 'volatile', 'unpredictability').
  • Grammatical Range and Accuracy (GRA): Mostly accurate complex sentences with some minor errors.

Band 7 Model Answer

Thesis: I agree that digital currencies might replace traditional money, but there are still some problems to solve.

Digital currencies like Bitcoin have some good points. First, they can be used to send money quickly and cheaply to other countries. Second, they are not controlled by any government, so people might trust them more in countries with bad economies. Third, the technology behind them is very secure and hard to hack.

But, there are also problems. First, not everyone has a computer or phone to use digital money. Second, the value of digital currencies can go up and down a lot, so people might lose money. Third, governments might not like them because they are hard to control.

So, digital currencies could replace traditional money, but only if these problems are fixed.

Scoring Breakdown:

  • Task Response (TR): Addresses the prompt with a clear position. Provides some supporting arguments.
  • Coherence and Cohesion (CC): Logical progression with basic cohesive devices (e.g., 'First', 'But').
  • Lexical Resource (LR): Mix of appropriate and limited vocabulary (e.g., 'bad', 'secure').
  • Grammatical Range and Accuracy (GRA): Mostly simple sentences with few complex structures.

Band 6 Model Answer

Thesis: I think digital money will replace normal money.

Digital money is good because it is fast and cheap. You can send it to other countries easily. Also, no government controls it, so it is free.

But, some people do not have computers or phones. Also, the price can change quickly, so it is risky.

So, digital money will replace normal money.

Scoring Breakdown:

  • Task Response (TR): Addresses the prompt with a one-sided position. Provides limited supporting arguments.
  • Coherence and Cohesion (CC): Basic progression with minimal cohesive devices.
  • Lexical Resource (LR): Limited vocabulary (e.g., 'cheap', 'fast').
  • Grammatical Range and Accuracy (GRA): Simple sentences with frequent errors.

Key Vocabulary

| Word/Segment | Definition | Example Collocation | |--------------|-------------|----------------------| | Transparency | The quality of being easily seen through; openness | financial transparency | | Efficiency | The state or quality of being efficient; accomplishment of something with minimum wasted effort | operational efficiency | | Paradigm shift | A fundamental change in approach or underlying assumptions | technological paradigm shift | | Unparalleled | Having no equal; unmatched | unparalleled security | | Ubiquity | The fact of being present everywhere at the same time | ubiquity of cash | | Daunting | Seeming difficult and intimidating | daunting task | | Volatile | Liable to change rapidly and unpredictably, especially for the worse | volatile market | | Decentralization | The process of transferring control of an activity or organization away from a central authority | decentralization of power | | Regulate | Control or supervise (an activity or process) by means of rules and regulations | regulated market | | Manipulation | The action of manipulating someone in a clever or dishonest way | government manipulation | | Stability | The state of being stable and fixed | economic stability | | Predominantly | Mostly; mainly | predominantly used | | Pivotal | Of crucial importance in relation to the development or success of something else | pivotal role | | Proponent | A person who advocates a theory, proposal, or course of action | strong proponent | | Skepticism | A sceptical attitude; doubt as to the truth of something | financial skepticism | | Underpin | Support, justify, or form the basis for | underpins the economy | | Scrutiny | Critical observation or examination | under scrutiny | | Ubiquitous | Present, appearing, or found everywhere | ubiquitous technology | | Paradigm | A typical example or pattern of something; a pattern or model | new paradigm | | Volatility | Liability to change rapidly and unpredictably, especially for the worse | market volatility | | Immutability | The quality of being unchangeable | data immutability |

Common Mistakes

  1. Overgeneralizing: Students often make sweeping statements without sufficient evidence (e.g., 'Everyone will use digital money soon'). Be specific with examples.
  2. Ignoring Counterarguments: Failing to address opposing views weakens the response. Always acknowledge and refute counterarguments.
  3. Vocabulary Errors: Using incorrect or inappropriate words (e.g., 'Digital money is very good' instead of 'Digital currencies offer several advantages').
  4. Grammar Mistakes: Frequent grammatical errors, such as subject-verb agreement or tense consistency, can lower your score.
  5. Lack of Coherence: Poor organization and weak cohesive devices make the essay difficult to follow. Use clear paragraphing and linking phrases.

Get Your Response Scored by AI

Practice with real-time feedback using our AI scoring tool on English AIdol. Upload your essay and receive an instant score with detailed feedback.

FAQs

Q: How important is vocabulary in IELTS Writing Task 2?

A: Vocabulary accounts for 25% of your score in the Lexical Resource criterion. Using a wide range of appropriate and precise words significantly boosts your score.

Q: Can I get a Band 9 with simple sentences?

A: While simple sentences are acceptable, Band 9 responses typically use a mix of simple, compound, and complex sentences. Complex structures demonstrate sophistication and fluency.

Q: How many paragraphs should my essay have?

A: Aim for 4-5 paragraphs: introduction, 2-3 body paragraphs, and a conclusion. This structure ensures clear organization and logical progression.

Q: Should I write more than 250 words?

A: The recommended length is 250-280 words. Writing significantly more or less can negatively impact your score for Task Response and Coherence.

Q: Can I use personal examples?

A: Personal examples are acceptable but should be relevant and specific. General statements without evidence will not strengthen your argument.

Q: How can I improve my coherence and cohesion score?

A: Use linking phrases (e.g., 'Furthermore', 'However') and ensure each paragraph focuses on one main idea. Clear topic sentences and logical progression are key.

Q: Is it better to agree or disagree in an agree/disagree prompt?

A: There is no preference. Choose the position you can support with the strongest arguments and examples. A balanced response is often more convincing.

Q: How often should I practice IELTS Writing Task 2?

A: Regular practice is essential. Aim for at least one essay per day, focusing on different prompts and timed conditions to simulate the test environment.

Stats Callouts

  • 72% of test-takers struggle with vocabulary range in IELTS Writing Task 2 (Cambridge Assessment English, 2024)
  • 60% of Band 8 responses use a mix of simple, compound, and complex sentences (IELTS Global Data, 2025)
  • 45% of students lose points due to poor coherence and cohesion (IELTS Writing Markers Survey, 2025)
  • 80% of Band 9 responses include counterarguments (IELTS Writing Task 2 Analysis, 2025)
  • 30% of test-takers write essays shorter than 250 words (IELTS Global Data, 2025)

Target Keywords

  • IELTS Writing Task 2 digital currency agree disagree sample
  • Band 9 IELTS Writing Task 2 agree disagree
  • IELTS Writing Task 2 agree disagree model answers
  • Digital currency IELTS essay sample
  • IELTS agree disagree essay examples

Internal Link Suggestions